这息是已经加了,就看这房价能不能降下来了

eclipse

本站元老
注册
2011-03-30
消息
6,740
荣誉分数
2,326
声望点数
373
你也老房东了,合租的问题多多。其实房子、房租在新冠之前就涨了不少了,我觉得房租基本到极限了,除非政府出钱或大规模加薪。

我没出租房,我只是自己感觉,这两年物价飞涨,没理由房租不涨,房东们又不是傻子,出租房也要换屋顶,修fense,政府就是想方设法限制长房租,其实就是杀富济贫,房东不可能任宰。原来物价稳定涨幅不大,房价又上涨的高兴,忍忍就算了,现在肯定要想办法。
 

MAP2012

知名会员
注册
2012-10-18
消息
1,191
荣誉分数
329
声望点数
193
我没出租房,我只是自己感觉,这两年物价飞涨,没理由房租不涨,房东们又不是傻子,出租房也要换屋顶,修fense,政府就是想方设法限制长房租,其实就是杀富济贫,房东不可能任宰。原来物价稳定涨幅不大,房价又上涨的高兴,忍忍就算了,现在肯定要想办法。
怎么办?对政府而言,房东好惹,房客惹不起
 

eclipse

本站元老
注册
2011-03-30
消息
6,740
荣誉分数
2,326
声望点数
373
怎么办?对政府而言,房东好惹,房客惹不起

有啥可办的,加息啊,这样土豆就没钱花了呗。还能怎么办?也不可能找选土豆的人负责吧,大家一起承担呗。
房东也是不好惹的啦,有本事买多套房的一般都比买不上房的聪明有实力多了,自然有房东的办法。
我就是觉得下面房租要大涨,屁民肯定不会觉得是土豆的错,土豆和媒体也肯定努力宣传这都是房东贪婪,嘿嘿,哈哈,反正土豆和左媒不会让屁民住他们家里。
 

Littlecesar

资深人士
注册
2008-09-17
消息
2,729
荣誉分数
719
声望点数
223
那这个息加来何用?
房价降不降不住好说,但肯定会让很多潜在的买房者停止买房,于是便没了众人哄抬offer的现象。

但会多了另一个现象:哄抢租房的人会越来越多,房租会上涨。
 

Littlecesar

资深人士
注册
2008-09-17
消息
2,729
荣誉分数
719
声望点数
223
政府做得多好,按顺序来,先促使一大拨人买投资房,然后接着催促房租上涨。
 

茶马盐铁

我想看看自定义头衔到底能有多少字。继续加,看系统什么时候把这个字符串截断。呃,居然还有?那就继续吧。
注册
2015-08-14
消息
19,817
荣誉分数
5,953
声望点数
273
房价降不降不住好说,但肯定会让很多潜在的买房者停止买房,于是便没了众人哄抬offer的现象。

但会多了另一个现象:哄抢租房的人会越来越多,房租会上涨。
那不是依然在刺激房价吗?
 

rottenmelon

资深人士
注册
2016-12-06
消息
6,271
荣誉分数
1,533
声望点数
223
双赢就是赢2次…买房收笔税,租房再收税,房子每年都收税…
打压房价就是骗那些买不起房子的……
 

昨天

剧透小助手
注册
2021-05-10
消息
1,765
荣誉分数
1,017
声望点数
223
1654132364063.jpeg

多伦多银行拍卖交不起地税的物业
 

MAP2012

知名会员
注册
2012-10-18
消息
1,191
荣誉分数
329
声望点数
193
法拍屋增加对二手市场冲击会很大
 

FlyingEagle

知名会员
注册
2007-01-12
消息
668
荣誉分数
321
声望点数
173
哪里有详细信息?怎么去看热闹?

City auctions off 22 properties for unpaid taxes

Publishing date: Jun 01, 2022

Toronto takes action once property taxes have been in arrears for two years or more, and typical sites that are sold have amassed large arrears and are often unoccupied.

 

eclipse

本站元老
注册
2011-03-30
消息
6,740
荣誉分数
2,326
声望点数
373
这些肯定都有什么特别问题,正常人自己把房子卖了交了地税搬别的城市过的舒舒服服,那个多伦多的房子啊,地税才几根毛,而且是欠了两年地税,想想去年多伦多的房价。
 

GlobeCitizen

知名会员
注册
2012-07-14
消息
943
荣誉分数
87
声望点数
138

How real estate investors and speculators helped trigger the onslaught of soaring interest rates​

Rob Carrick
Rob CarrickPersonal Finance Columnist
Published 12 hours agoUpdated 6 hours ago
156 Comments


Listen to article


The old deal if you owned a home was low-interest rates and rising equity.

The new deal is rising rates and falling equity. This shift is brought to you in part by real estate investors and speculators. They contributed to an inflation problem that is driving up interest rates and bringing prices down.

The Bank of Canada raised its trendsetting overnight rate by 0.5 of a percentage point Wednesday, bringing the total increase this year to 1.25 points. Expect another increase of 0.5 of a point on July 13, and more after that.

The reason for this onslaught of rate increases is the steady rise of inflation to a 31-year high of 6.8 per cent as of April. Housing holds a special place on the list of inflationary concerns at the Bank of Canada.

In a speech last month, senior deputy governor Carolyn Rogers zeroed right in on housing. “We need higher rates to moderate demand, including demand in the housing market,” she was reported as saying in a Reuters story. “Housing price growth is unsustainably strong in Canada.”

How did housing get so unsustainably strong? Partly because our national home ownership obsession was amplified by the pandemic. Interest rates were slashed to support the economy and lockdowns left people hungering to own homes with more space.

Growth in the number of real estate investors and speculators took housing to the next level. Individual investors were responsible for just over 20 per cent of all purchases nationally in the first half of 2021. Given that prices didn’t peak until February of this year, it’s likely that investor buying was even more of a factor in the latter part of 2021.

Mortgage 101: This Stress Test podcast tell you everything you need to know about mortgages right now

Monthly payment for new mortgage on a typical home is up nearly $800 from October

The consumer price index used by Statistics Canada reflects housing costs in a few different ways, including the cost of new houses and expenses related to home ownership. Rannella Billy-Ochieng, an economist at RBC Economics, said these costs accounted for roughly 20 per cent of the rise of inflation in recent months.

Housing also has a role in the psychology that sustains inflation. Until recently, buyers were willing to bid hundreds of thousands of dollars over the ask price for houses out of fear they might not be able to afford a purchase later on. Speculators and investors helped create that sense of urgency.

Behaviour in the housing market is a concern to the Bank of Canada because it suggests inflation is becoming entrenched in the economy. The bank’s seriousness about inflation can be seen in the fact that rates are going up by increments of 0.5 of a point instead of the more typical 0.25 increase we’ve seen in the past. Earlier in the spring, there was even speculation that rates could jump by an exceptional 0.75 of a point in one go.


Increases in the central bank’s overnight rate directly affect the cost of variable-rate mortgages, and they indirectly influence fixed-rate mortgages as well. Globe personal finance reporter Erica Alini recently wrote about data showing the monthly payment for a new mortgage on a typical home increased by close to $800 from October to April.

Investing, whether it’s in houses, stocks or cryptocurrency, means accepting the possibility of losing money in order to get a better return than keeping money safely in cash or savings. Savvy real estate investors would have foreseen the possibility of rising rates hurting home prices, and the unsavvy ones will learn.

Everyday homeowners should have been ready for higher rates, too. But without the influence of investors buying up homes, these rate increases might have been less of a burden.

Imagine you and your young kids bought a first home five years ago, when a well-discounted five-year fixed rate mortgage could be had for 2.25 per cent. You bought the place to live in, not to flip or rent. You made improvements in your property and the community benefited from your presence.

Flash ahead to 2022 – you must now renew at mortgage rates around 4.2 per cent for the same five-year fixed rate. A substantial increase in mortgage payments is coming, brought to you in part by real estate investors and speculators.
 
顶部